Credit Repair Basics

1. A Definition of Credit Repair

New to the concept of credit repair? You're not alone! Hey, we all have to start somewhere. Read our down and dirty introduction to credit repair, what it means and what resources exist on this site to walk you through the process of getting your finances in order again.

2. How Do You Know if You Need Credit Repair?

Now that you know what credit repair is, how do you know if you fit the profile? Are you a chronic over spender? Recently had a medical disaster? Own more credit cards than socks? Read the lowdown on how to know if you need credit repair.

3. What is In a Credit Report?

Whether you're at risk, or jumping through the hoops, you need to know what a credit report is and what you can expect to find on it. There's more than credit cards on there, folks!

4. What are Credit Reporting Agencies?

Now that you know what your credit report is all about, let's step back a little and look at the companies that compile your reports. Learn who they are, how to contact them and who they're really working for.

5. All About Credit Repair Scams (I mean Companies)

Their ads are everywhere! Their promises are attractive, but can they be real? Most of the time the answer is no. Learn what a credit repair scam typically looks like and how to distinguish them from real bone-fide companies that will actually help you out.