Am I at Risk for Credit Card Scam?
Contributed by Rachel s Pickett
Am I At Risk For Credit Card Scam?
Recognizing a credit card scam may not be easy. Identity theft is quickly becoming the fastest growing crime in America today. Credit card scams have been estimated to steal millions of dollars from consumers every day. These scams have been conducted in numerous ways. From careless internet shopping, to postal mail, to phone solicitors, and email there are ways that scammers can steal your personal information. The following information will help you to positively identify a credit card scam.
Not everyone is at risk for a credit card scam. Mainly excessive online credit card activity or phony telemarketer calls, have been a way that criminals have gained access to personal information. Criminals also pin point victims in other ways. Stay at home moms, college students, and the elderly are too often victims of this heinous crime. Think about the following statements. The more statements you agree with, the more likely you are to be a victim of a credit card scam.
I receive multiple credit card offers every month.
I leave my mail in an unlocked box either at my place of employment or my home.
I do not shred personal information such as bank statements, voided checks, or credit card statements before I throw them away.
I do most or all of my luxury shopping on the internet.
I gamble online or pay to play games online.
I provide my social security number whenever asked without asking how my personal information will be protected or why it is being asked for.
I use my social security number as ID for work or school.
I have not ordered my credit report in the last year.
I am connected to the internet but do not use a firewall.
I do not believe people go through trash cans or dumpsters to get personal information.
