Contributed by Bry
The Best Credit Card is about as exciting as buying cigarettes to smoke when you are a non-smoker.
It is about as smart as a bear eating crayons! Get it?
Let's go back to Basics with a Little Ol' Time Story...
Enter from Camera left an older man in his '80's with a distinguished face and eliciting a 'knowing look' as he faces a young man appearing to be about 18 years old.
We'll call the older man Grandpa. "There's one basic thing to know about Money, and borrowing, spending and saving" he stated.
The young man looked up at Grandpa and said, "But Grandpa, I know all about money. I make a lot at a good job and I can buy anything I want."
Grandpa went on to mention the importance of using your money wisely, and he wanted to share that with the young man and his words did NOT involve any positive feedback regarding 'best credit card' topic.
"It's all about exchange. What you create from working gets you monetary income. Then you go out and purchase your needs and wants for your life's necessities and enjoyment."
The older man went on to say, "the best credit card and all the others were created by greed and a desire to earn an income for others who profit from your hard work while they don't work. Your greed to have more costs you more and creates a paycheck for the people generating the credit cards. They collect the fees you have to pay so you can spend money that you don't have."
The moral of the story is not to be dependant on your credit cards.