Clean up Your Room: a Slob's Attempt to Eliminate Credit Card Debt
Contributed by Alix Mcmurray
Clean up Your Room: a Slob's Attempt to Eliminate Credit Card Debt
Ever wanted to eliminate credit card debt but didn't know where to start? Sure, the pro-active stance is simply not to use credit cards in the first place, but this is a fool's quest. A credit card is an essential and unavoidable tool in the modern world.
Only the Essentials: Eliminate Credit Card Debt by Using Credit Cards for Emergencies and Essentials, Only
A credit card is necessary to rent a car, make payments over the Internet, and to make express payments for utilities and insurance premiums which may have crept up on you unawares. So, how do we live with this strange creature, the Credit Card, and not lose ourselves in the relationship? The answer is to remain emotionally detached in your dealings with the card, to treat it as a serious responsibility, one with routines and rules.
Step One to Eliminate Credit Card Debt -- Get Organized!
You know your mamma was right when she yelled, "Clean up your room! " when you were a teenager. But as we all know, what mamma told us when we were kids holds more than a kernel of truth. That kernel ripens into an enormous plant by the time we are adults. Know the talking plant in the play and movie, "Little Shop of Horrors," who continually pleads, "Feed me"? Well, wouldn't you rather feed the plant that your mamma gave you, rather than feeding the one sent to you by the Credit Card Company?
Better get your pruning shears, because that monster will take you over if you can't find your paperwork.
