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Closer Inspection of Some of the "Cash Back" Credit Card Reward Programs (cont.)

Contributed by Alix Mcmurray

The excerpt provided from the Terms and Conditions includes disclaimers of non-affiliation between Chase Manhattan Bank and the following merchants: Best Buy, Blockbuster, Home Depot, and Toys "R" Us. More explicit details of the "bonus points" system are promised to those who go through with the online application process. However, it might be speculated that the foregoing merchants are the only ones with whom bonus points for purchases might be applied. This card then might be a good choice for credit consumers with children and a tendency to purchase electronics and entertainment products.

Timing is Everything When You've Got the Driver's Edge Credit Card Reward Program

The Citi Driver's Edge Platinum Select card can earn the card holder up to $500 per year in automotive rebates. These rebates can be applied toward repair costs to an existing car, or purchase or lease of a new car. The maximum amount of such an applicable rebate is $2,500, which must be spent within five years of being earned. It is thus implicit that it will take the card holder five years to earn the rebate, and he/she must apply it immediately. If you've got good financial timing, this card could be the one for you.


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