Contributed by Caryn e Zent
Good news: with a little work, you can purchase those luxury items you love without shelling out quite so much dough. There are many sites, such as overstock.com, that offer luxury items for less. For example, today on overstock.com, 1200 thread count sateen sheet sets for $189, which is 52% off. Ladies, how about a Lucien Piccard chronograph watch for $84.99 (regular price $400). And we can't leave out chocolate.
Check out Godiva.com for yummy deals such as "Objects of Desire, a 2 pound tin for $36 (formerly $72). On msn.com, you can sign up for an email service that sends you the best deals on what you want. Another good site for luxurious bargains: www.smartbargains.com, where you can find items like Prada bags and Serengeti sunglasses.
The reason debt management services are flourishing: supply and demand. Our need for luxury we cannot afford is fueling our debt levels, we then need to seek financial assistance and turn to a professional. The best way to manage your debt: buy what you can afford!