Free Debt Management Advice for the Work from Home Parent
Contributed by Lisa Marie
I am here today to offer some free advice about debt management to work from home parents.
Before I give you some free debt management advice, let me ask you something. Is every day "Take Your Kids to Work Day"? Do you have crayons under your desk? Does your dog throw off your groove by whining to go out while you try to work? Who would let the dog out if you didn't work from home? Well let Fido know that he can be happy and go outside as needed while you are working from the comfort of your own home!
Working from home can definitely have it's challenges, and worrying about the bills is definitely one of them. Sometimes the work you are doing can get a little stagnant. Sometimes the work isn't there. Unfortunately the bill collectors are still calling and the kids need to eat. Maybe one of those credit counseling ads on television all day could actually work.
The credit counseling service do exactly what they claim to do. They can reduce or even eliminate those high interest rates on your credit cards while consolidating all of the cards onto one easy, more affordable monthly payment for a nominal fee. But there are some things that you should know before signing anything with them.
Most debt management services are not free and can harm your credit, so take my advice.
My advice to you on these credit counseling services is to do your homework. Talk to some loan officers and possible future creditors before wasting your time on the phone. A little homework can save you a lot of grief. Here's some homewrok that I have done. basically, I had to learn the hard way.
