Contributed by Melanie Vannuys
There are several types of Household credit cards you can choose from, depending on your credit needs. If you are looking for a card that can offer you automobile discounts, then the Household GM Credit Card may be a logical choice. This card offers a 5% earning to its card holders that can be redeemed toward the purchase or lease of a GM vehicle. The card also offers 0% interest and no annual fee to help you save for tomorrow.
If you belong to a union, then the Household Union Plus Credit Card is what you need. Currently, three million union members carry this no annual fee and low interest card. Also, if you are involved in a union-sanctioned strike, you can skip your payments for up to three months.
If you have bad credit, re-established credit, or little or no credit, the Household Orchard Bank credit card can fit your needs. The Orchard Bank card offers an initial credit limit of up to $1000, minimal fees and something few other credit card companies offer - credit education. Orchard Bank has a unique approach of educating their card holders on all aspects of credit, from obtaining to maintaining.
Once you have an Orchard Bank card and you have established a positive payment history with the company, you can take your credit to the next level with the Orchard Bank Gold MasterCard. The gold card offers no annual fees and periodic credit limit increases with good payment history.
Yes, Household even offers a credit card for the college student. The card offers 5% cash back on purchases made at supermarkets, gas stations and drugstores and 1% cash back on all other purchases.