Is There Really Free Credit Repair? (cont.)
Contributed by Melanie Vannuys
When the credit bureau receives these written requests, by law they are required to investigate these claims and report their findings to you within thirty days. At that time, any information that they cannot verify has to be removed from your credit file and an updated copy has to be sent to anyone who requested your credit report in the last six months.
Second verse, same as the first! If you have found discrepancies on your other credit reports with the other credit bureaus, you now have to follow the same procedure we just outlined with each of them. See why we said it takes time and patience?
Yes, you can get results from this form of free credit repair, but you have to be prepared that it will take some time. It's worth it, though, if it removed any negative information that shouldn't have been there in the first place.
Life After Free Credit Repair...
Now that your credit is fixed - keep it that way! As we said, each of the credit bureaus is required to issue one free copy of your report each year. You must request it in writing, but it's worth that thirty-seven cent stamp for the piece of mind that good credit will give you.
