Are Nonprofit Debt Consolidation Services Really What They Seem? (cont.)
Contributed by Kris Griebe
Find out if the agency you are considering is in good standing with the Better Business Bureau. You can check out any company you are thinking of signing up with immediately online at the Better Business Bureau's website. You should also contact your state's consumer protection agency to see if there have been any complaints made against them. It is crucial to think things out and do your homework before you leap into a contract with any debt consolidation service, whether nonprofit or not. This contract will effect you and your credit for years to come.
Finding a reputable nonprofit debt consolidation service
The best place to go to search for a good nonprofit debt consolidation service is the internet. You will run across hundreds of websites listing themselves as being a nonprofit service, so take your time and find out as much as you can before choosing one. Many of these websites will have a way to contact them with any questions you might have, by either a customer service phone number you can call, or by writing to a special e-mail address.
One website you should undoubtedly visit is the National Foundation for Consumer Credit website. The NFCC, through its member agencies, sets the national standard for quality credit counseling, debt reduction services, and education for financial wellness. Here you will be able to find a local agency that is a NFCC member through their Member Agency Locator.
