Contributed by Annie Bauers
If you get a credit card with instant approval the card is activated when you are approved and accept it. There is nothing different about a credit card that has instant approval than a credit card you secure through the bank or through the mail. The only difference is that it is one you can apply for online and you don't have to wait for approval. When you are approved and have the card activated you are good to go and start charging with it.
A lot of consumers like to secure a credit card this way because it saves them time and they can find out right away if they are going to be able to secure the card. Going online to look for the card and apply for it is a good way for you to shop around and compare all of the different credit card offers that are out there. If you go online you can shop for a card with a low interest rate and you will be able to apply for it right away.
Be sure to shop around before you apply for a card so you can be sure you got the best deal and the card that will work best for you and your shopping needs. Just because you can be approved in an instant doesn't mean you have to decide that quickly!