Contributed by Annie Bauers
There is not a minimum on the amount of your payments or your balances so if you keep them both very low you will be able to make the payments on time and pay off your small balance and raise your credit score. When you raise your credit score high enough you can cancel your credit card for people with bad credit you will now qualify for a credit card for people with good credit!
If you get a credit card for people with bad credit it will show up on your credit report like any other credit card would. Be sure to make all of your payments on time because this will go on your credit report. If you have to get a credit card for people with bad credit you should be smart and use it to get your good credit back. Try and charge very little with the card and keep your balances very low because this will show up on your credit report and help raise your credit score. If you get one of these cards use it wisely.