Self Credit Repair Tips for Bachelors- You Need a Good Credit Report, Too! (cont.)
Contributed by Lisa Marie
You can cancel their service after the trial period is up, usually in thirty days or so. Just make sure that you remember to cancel, otherwise you will be getting billed monthly for their service.
Self help yourself to repair errors on your credit report
On your credit report, there will be a customer ID number. You will need this to dispute the errors.
Remember, nothing negative should be on your report after ten years! So find your errors and enter them on the disputes link. If something has been on there for too long, dispute it. If there is an address misspelling, dispute it. If the report says that you're late on your fish tank payment and you're not, dispute it. The bureau then submits the disputes to the place where they go the information (usually the creditors).. The creditors then have ten days to answer to the dispute.
If they are unable to prove that their information is correct, they must remove the item in question from the report. If they prove that you are late on your fish tank, you can prove otherwise if you have the means to do so. Usually, if your creditor has a website, you can access your account online.
Now the bureau will send you a brand new squeaky clean credit report. Hit the bank to get your car!
