Step Onto That Bathroom Scale, and into the Online Credit Report Lifestyle! (cont.)
Contributed by Alix Mcmurray
Pretty Packaging Can Make That Online Credit Report Easier on the Eyes!
As with services providing email, Internet access and Web searching capabilities, online credit report services also compete for the prettiest packaging. If you subscribe to a month-to-month service offering credit profile checking, you are directed to a user-friendly website where you can examine your credit data in a multitude of comparative graphs and index formats.
These formats have eye-catching color schemes which make the potentially dull task of reading your profile items much more exciting. Some packages include simulation features, whereby you can apply for credit on a hypothetical basis and see if you are accepted. These simulations are like interactive games -- a lot more fun than sitting at a desk with a scowling loan officer!
Isaac, Do You Find Me Fair?
The FICO score was originally invented in the 1960's by a company called Fair Isaac. Your FICO score is also known as your credit rating or your credit risk score. Naturally this score can vary a little bit from time to time (those 5 to 10 vanity pounds) in response to bill paying activity on your part, pay-offs of loans or lines of credit, and certainly in response to new inquiries, new account openings and late payments.
Many of the online credit report services have a FICO monitoring feature as their centerpiece. As for this bathroom scale, if you think it's lying, you literally can argue with it.
