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The Good and Bad of Credit Card Offers

Contributed by Stephanie Litaker

You've seen them all, now let's make some sense of credit card offers

Ever taken a minute when you're bored and searched the phrase "credit card" online? If you have, you know that there are countless credit card offers available online. If you haven't good for you, that means you have a life and probably see the sun once in a while. Either way, we're here to help you sort through all of the credit card offers, and are hopeful that when you're done reading this, you will know what's good for you and your wallet.

Some facts about online credit card offers

Ever thought about getting a credit card from Chase? If not, you may want to. The PerfectCard from Chase may just be the perfect credit card - just as the name suggest. This card has a low annual percentage rate, a decent reward offer, a low annual fee, and also offers a zero percent liability. Also, for the first three months after you get the card, you will earn a six percent return when you buy gas, and after the first six months you will earn three percent. Not a bad deal is it?

Have kids you shop for regularly? If so, you may want to investigate the Toys "R" Us Visa, which is also a credit card offered by Chase. Why is this so great? Well we all know that kids like toys, and parents of kids traditionally buy those toys, and if you buy those toys at Toys "R" Us with a Toys "R" Us Visa, you will earn a five percent rebate on all the toys you buy, and guess what, they'll even throw in a one percent rebate on all other purchases you make with your Toys "R" Us Visa.


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