Contributed by Alix Mcmurray
Because of the burgeoning credit industry, most financial institutions have created a veritable candy box full of credit card options; the Chase credit card is no exception. Here described are the primary categories of currently available Chase credit cards distinguished by reward category, as they are listed on the company's website.
What kind of candy lover are you, and what considerations guide your choice of bonbon at any given time? You may not have given much thought to something which for most of us is wholly impulsive -- just grab the darn thing, pop it in your mouth, and enjoy! Well, in choosing a Chase or another credit card , the stakes are just a tad bit higher than getting something sticky caught in your dental work.
Of course you want to look at the promotional versus ongoing APR, variability of APR for non-purchase transactions such as cash advances, and your options for locking onto a fixed rate which will endure fluctuations in the Federal Funds Rate. After educating yourself on such fundamentals, then and only then should you look at the Chase credit card rewards programs available to you. They should not compensate for but literally sweeten the other financial benefits already going for you.
If you are more of a Starship Commander type, then you may want to consider those cards with tie-ins to the Continental Airlines One Pass program. Points you earn through purchases can add up to air miles, and air miles can add up to purchase points. The One Pass program itself has a tiered system of point rewards, including travel benefits, online bidding privileges, and travel amenity upgrades.