Way Cool Credit: the Credit Card Offer Just for Students (cont.)
Contributed by Alix Mcmurray
Yes, sometimes a perk is not just something good, but the absence of something, well, undesirable. Other perks can include discounts and/or cash rebates on purchases from some of your favorite stores, cash back on cash advances, even cash rebates you can apply to the purchase of a new or used car! And oftentimes, you don't need a parent to co-sign for you. Nice, eh?
That Suave and Sophisticated Credit Card Offer
Many a student-oriented credit card offer will give you a choice of card design, with various color schemes, some holographic stuff, and your beautiful photo right on them (helps in protecting you against fraud). Most offer you online access to your account, so you can monitor and manage your spending habits on an ongoing basis. Most also offer extensive credit education materials, either online or in paper form, to keep you from committing the financial sins of your wacky Baby Boomer parents.
There are also extended fraud protection services, theme park and travel rewards programs, accident insurance and more that you can sign up for. So, party on, Dude, but do so with caution. Credit, like fire, is a tool, but it can be dangerous if you don't respect it.
