What the Chase Credit Card Offers (cont.)
Contributed by Rachel s Pickett
Chase Credit Card Annual Fee
There is no annual fee for the platinum Chase credit card! Having no annual fee can save you hundreds of dollars each year. Plus, you won't have to worry about paying for the card when you are not using it. Although, when opening a credit account it should remain active. Dormant accounts can be reported as risky credit and lower your score.
Chase Credit Card Finance Charges
Chase Bank will charge an amount of $1.00 if there is an applicable finance charge on purchases. Does not apply in all states.
The Chase credit card seems to be an impressive choice for a consumer with good credit. Applying for this card with bad credit will make it difficult to get good rates.
Other offers from Chase Bank Credit Cards
Chase Bank also offers several other options with the platinum card. Currency changes at low rates, car rental discounts with a top rental company, travel rewards (flyer miles)$1 spent is 1 point earned, balance transfers, and online account access, as well as a toll free customer service number.
The Chase credit card is a wise choice for a responsible credit application. Late fees and overage charges are a little above average, so this is definitely not the choice credit card for people with bad or shaky credit. Chase Bank also offers other general purpose credit cards that may better suit your lifestyle.
