What the Chase Credit Card Offers
Contributed by Rachel s Pickett
What the Chase Credit Card Offers
A basic chase credit card can offer you may great options when selecting credit. Good interest rates and low annual percentage rates are among several this that Chase Bank can offer you. As with every credit application, you should obtain a copy of your credit report. Make sure there are no discrepancies, if there are contact the credit reporting company, from whom you obtained your credit report, to make amendments. A Chase platinum credit card was used as study in this model.
Chase Credit Card Annual Percentage Rates (APR)
The annual percentage rate for a chase credit card are as follows.
CHASE BANK CUSTOMERS:
*0% APR for first 12 Months
9.94%-20.4 APR for Purchases
10.24%-13.24% for Balance Transfers
CHASE CREDIT CARD ACCOUNTS ONLY:
*0% APR for first 12 Months
10.24%-20.4% for Purchases
10.24-14.24 for Balance Transfers
ALL CREDIT ACCOUNTS
23.99%-24.21% for Cash Advances
It is obviously better to be a Chase Bank customer if you are considering a Chase credit card. If you have good credit then you should expect to get great APR's with Chase Bank, regardless of your customer status.
Chase Credit Card Grace Period
The Chase credit card only offers a 20 day grace period for payment of the balance of purchases. If you cannot make a payment before 20 days after the due date you should immediately contact Chase Bank. Ask to be placed on a reduced payment plan, or to simply pay part of the bill immediately and the rest at a later date.
