Contributed by Annie Bauers
It is a very competitive industry and they all are competing for your business so if they have the capital to back them they are going to make great money saving offers to get it! This is good for you and good for your wallet so take the time to look before you leap into securing an offer! It could save you mega bucks!
It is better to go with a bigger credit card bank because they already have an established good reputation and they will have the lowest interest rates and other money saving promotions to offer to you. If you go with a bigger bank you know that they'll be around when you need them and they'll also have the best interest rates to offer. They have millions of customers and they have been in business for years to they have plenty of capital.
This enables them to offer the lowest interest rates in the industry. You will save hundreds of dollars a year with a low interest rate so in this case bigger is better!