Your Life in a Nutshell: the Credit Card Application
Contributed by Boo Roberts
What is a credit card application?
A credit card application is a series of questions you answer to obtain a credit card. Almost all credit card applications ask for your name (how else would they know who wanted a credit card), your address, that sort of information. Then they get into the meat of the application, like what you make, or how long you have been at your job. What they don't ask is what your hobbies are. Like, for instance, do you prefer reading a book to, say, water skiing?
Not once have I seen a credit card application have a space for you to indicate what (if anything) you like to watch on television. Do you like the discovery channel, or are you more of an e! true hollywood stories type of person? Nope, they never ask that do they?
Why isn't there a pet question on a credit card application?
You also won't find any pet questions on your credit card application. Don't know why, but apparently the status of your animal appreciation (or lack thereof) is not a determining factor in giving you a credit card. If I were making up the application, I would want to know if the person applying were an exotic pet person, or if they were just the pedestrian pet person. Did they like iguanas, or did they actually have a little yappy poodle (like my aunt and uncle did, and boy was it obnoxious)?
I think that would be a very good determining factor, because I would probably give a credit card to the person who had an iguana over a person who had a poodle. But, that is just me. I bet the credit card companies would give a credit card to both of the applicants. That is why they make loads of money from those applicants.
