Contributed by Annie Bauers
When you look at a copy of your trans union credit report there are several things you want to look for. Your credit is very important and it says a lot about you so you want to be familiar with it and what your credit report says. When you get a copy of your trans union credit report you will want to look at the personal information on it. Make sure your name and address, birth date and social security number are all listed correctly.
You will also want to see what your credit score is. Your credit score is what the decision to grant you credit is based on so you always want to know what it is and if it needs to be brought up. Your credit history and credit limits are also listed on your trans union credit report and you will want to look this part over very carefully as well. You want to see if there is anything on there that needs to be worked on to bring your credit score up and you also want to check this part for errors.
Believe it or not errors do occur on credit reports and they are never in the consumers favor. You want to know if there is an error on there so you can have it removed. An error could you might be denied for credit you have earned and deserve so check it out every now and then!