html, body {
	height:100%;
	min-height:100%;
	font-family:Arial, Helvetica, sans-serif;	
	font-size:12px;	
}

body {
	padding:0px;
	margin:0px;
	background-color: #ffffff;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size:13px;
}


.paged-number-link {
	font-size:14px;
}

.paged-number-nolink {
	font-weight:bold;
}

.page-of-number {
	font-weight:bold;
}

.paged-nav-table {
	border-top:1px solid black;
	background-color:#E5E1DF;
}

.paged-nav-table-td1 {
}

.paged-nav-table-td2 {
}

.paged-nav-table-td3 {
	text-align:right;
}

.align-right {
	text-align:right;
}

.align-left {
	text-align:left;
}

.align-center {
	text-align:center;
}

img {
	border:0px;
}

td {
	vertical-align:top;
}

.float-right {
	float:right;
}

.float-left {
	float:left;
}

.float-left-padded {
	float:left;
	padding:8px;
}

.float-right-padded {
	float:right;
	padding:8px;
	padding-left:20px;
	padding-bottom:20px;
}


.no-margin {
	margin:0px;
}

.no-border {
	border:0px;
}

.header {
	position:absolute;
	top:0px;
	left:0px;
	height:100px;
	width:100%;
}

.clearheader{
	height:175px;
}

.footer {
	width:100%;
	height:50px;
	text-align:center;
	margin-top:-50px;
	padding:0px;
	color:#000000;
	font-size:11px;
}

.footer p {
	margin-top:3px;
	margin-bottom:3px;
}

.clear-footer {
	height:75px;
}

* html #footer {/*only ie gets this style*/
	\height:52px;/* for ie5 */
	he\ight:50px;/* for ie6 */
}

.top-nav-home a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:46px;
	display:block;
	background-image: url(../images/top_nav_home.gif);
	background-position:0px 0px;
}

.top-nav-home a:hover {
	background-position:0px -23px;
}

.top-nav-home-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:46px;
	display:block;
	background-image: url(../images/top_nav_home.gif);
	background-position:0px -23px;
}

.top-nav-calculators a {
	clear:both;
	vertical-align:top;
	height:40px;
	width:231px;
	display:block;
	background-image: url(../images/button_online_calculators.gif);
	background-position:0px 0px;
}

.top-nav-calculators a:hover {
	clear:both;
	vertical-align:top;
	height:40px;
	width:231px;
	display:block;
	background-image: url(../images/button_online_calculators.gif);
	background-position:0px -40px;
}

.top-nav-free-software a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:103px;
	display:block;
	background-image: url(../images/top_nav_free_software.gif);
	background-position:0px 0px;
}

.top-nav-free-software a:hover {
	background-position:0px -23px;
}

.top-nav-free-software-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:103px;
	display:block;
	background-image: url(../images/top_nav_free_software.gif);
	background-position:0px -23px;
}

.top-nav-credit-basics a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:92px;
	display:block;
	background-image: url(../images/top_nav_credit_basics.gif);
	background-position:0px 0px;
}

.top-nav-credit-basics a:hover {
	background-position:0px -23px;
}

.top-nav-credit-basics-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:92px;
	display:block;
	background-image: url(../images/top_nav_credit_basics.gif);
	background-position:0px -23px;
}

.top-nav-articles a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:64px;
	display:block;
	background-image: url(../images/top_nav_articles.gif);
	background-position:0px 0px;
}

.top-nav-articles a:hover {
	background-position:0px -23px;
}

.top-nav-articles-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:64px;
	display:block;
	background-image: url(../images/top_nav_articles.gif);
	background-position:0px -23px;
}

.top-nav-fix-your-report a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:143px;
	display:block;
	background-image: url(../images/top_nav_fix_your_report.gif);
	background-position:0px 0px;
}

.top-nav-fix-your-report a:hover {
	background-position:0px -23px;
}

.top-nav-fix-your-report-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:143px;
	display:block;
	background-image: url(../images/top_nav_fix_your_report.gif);
	background-position:0px -23px;
}

.top-nav-conquer-debt a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:94px;
	display:block;
	background-image: url(../images/top_nav_conquer_debt.gif);
	background-position:0px 0px;
}

.top-nav-conquer-debt a:hover {
	background-position:0px -23px;
}

.top-nav-conquer-debt-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:94px;
	display:block;
	background-image: url(../images/top_nav_conquer_debt.gif);
	background-position:0px -23px;
}

.top-nav-build-credit a {
	clear:both;
	vertical-align:top;
	height:23px;
	width:89px;
	display:block;
	background-image: url(../images/top_nav_build_credit.gif);
	background-position:0px 0px;
}

.top-nav-build-credit a:hover {
	background-position:0px -23px;
}

.top-nav-build-credit-on {
	clear:both;
	vertical-align:top;
	height:23px;
	width:89px;
	display:block;
	background-image: url(../images/top_nav_build_credit.gif);
	background-position:0px -23px;
}

.header-nav-bg-td {
	background-image:url(../images/top_nav_bg.gif);
	background-repeat:repeat-x;
}

.header-bg-left {
	background-image:url(../images/header_bg.gif);
	background-position:top;
	background-repeat:repeat-x;
	background-color:#3381BA;
	text-align:right;
}

.header-bg-right {
	background-image:url(../images/header_bg.gif);
	background-position:top;
	background-repeat:repeat-x;
	background-color:#3381BA;
	text-align:left;
}

.main-body-div {
	padding-left:25px;
	padding-right:25px;
}

h1 {
	margin-top:0px;
	font-size:24px;
}

.shield-bg-td {
	background-image:url(../images/shield_bg.jpg);
	background-repeat:no-repeat;
	background-position:top center;
	padding-right:20px;
}

.footer-top {
	background-image:url(../images/footer_bg.gif);
	background-repeat: repeat-x;
	background-position:top;
	color:#FFFFFF;
	background-color:#3381BA;
	padding:3px;
}

.footer-top a {
	color:#FFFFFF;
}

.footer-top a:visited {
	color:#FFFFFF;
}

.footer-top a:hover {
	color:#FFFFFF;
}

.footer-bottom {
	text-align:center;
}

.footer-bottom a {
	color:#000000;
	text-decoration:none;
}

.footer-bottom a:hover {
	color:#000000;
}

.footer-bottom a:visited {
	color:#000000;
}

a {
	color: #0066CC;
}

a:hover {
	color:#CC9900;
}

a:visited {
	color:#A656A9;
}

.no-underline {
	text-decoration:none;
}

.article-head-div {
	background-image:url(../images/icon_article.gif);
	background-position:left;
	background-repeat:no-repeat;
	padding-left:30px;
}

.image-border {
	border:1px solid #999999;
}

h2 {	
	font-size:18px;
}

.required-star-txt {
	font-weight:bold;
	color:#CC0000;
	font-family:Verdana, Arial, Helvetica, sans-serif;
}

.error-message-heading-div {
	background-color:#7E000C;
	border-top:1px solid #8D595B;
	border-bottom:1px solid #8D595B;
	font-size:14px;
	color:#FFFFFF;
	font-weight:bold;
	padding:3px;
}

.error-message-div {
	background-image:url(/images/exclaimation.gif);
	background-repeat:no-repeat;
	background-color:#7E000C;
	color:#FFFFFF;
	font-weight:bold;
	border-bottom:1px solid #8D595B;
	padding:3px;
	padding-left:30px;
}

.breadcrumb-table td {
	vertical-align:middle;
	font-size:11px;
	font-weight:bold;
}

.img-border {
	border:1px solid #999999;
	padding:5px;
	background-color:#FFFFFF;
}

h3 {
	font-size:15px;
}